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You’ve proudly watched your child graduate from college (and celebrated the last of the tuition bills!)  Now they’re searching for their first “real” job and ready for a new phase of life.   

 

This is what you and your new grad need to know about their insurance.

 

First, in most situations, they can remain on your auto insurance policy as long as they are living in your household.  If they’ve moved back home while job hunting, you can keep them on the policy.

 

But once they move out, it’s time to look at other options.  Some of this will depend on who is the owner of the car and if you’re living in the same state.  The best option is to talk to one of our agents to discuss your particular situation in detail.

 

Remember, regular on-time insurance payments can help establish credit history and serve as a reference when renting an apartment.  

 

If your graduate is moving out on their own, you’ll also want to get some information on Renters Insurance.  It will protect their belongings and protect you from any liability for damage they might cause to a residence (even if it’s just an accident, like a small kitchen fire.)  In most cases, a parent is a co-signer for a lease and needs to make sure this protection is in place.  

 

The end of college marks some big transitions into adulthood.  Help your new graduate to make smart financial decisions and establish a great start.  We can help!  Schedule a personal review and quote today.

 

Posted 8:00 AM  View Comments

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NOTICE: This blog and website are made available by the publisher for educational and informational purposes only. It is not be used as a substitute for competent insurance, legal, or tax advice from a licensed professional in your state. By using this blog site you understand that there is no broker client relationship between you and the blog and website publisher.
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