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View the latest blog posts from SMILEY INSURANCE AGENCY.

A homeowner’s policy is a homeowner’s policy, right? Not necessarily. While most homeowner policies are written on the standard HO3 form. Not every company uses the HO3 form and not every agent uses the form properly. READ MORE >>

Purchasing auto insurance has never been easier than it is today. Anyone can go online and get comparative quotes in an instant. The buyer should be aware however, a quote provided online is not a firm quote unless the appropriate reports are run and the actual rating TIER is established. READ MORE >>

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