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SMILEY INSURANCE AGENCY Blog

View the latest blog posts from SMILEY INSURANCE AGENCY.

Home insurance is a vital investment for all property owners. In some cases, it is a requirement. In others, you may not legally have to maintain it. Yet, a problem with your coverage could lead to a lack of financial protection. How does this happen? What can you do to avoid it? READ MORE >>

An act of God is a term used on many auto insurance policies. It defines instances causing an accident or damage beyond what man can create. That is, it applies to instances in which a person did not cause the damage your vehicle suffers. Not all types of car insurance cover this type of incident. READ MORE >>

Thunderstorms cause significant damage to homes each year. The damage ranges from missing roof shingles to trees falling on the structure. Your home insurance may cover some or all of the thunderstorm damage. However, you can minimize some risks on your own. Taking steps to minimize risks helps keep your home insurance costs down. READ MORE >>

As a professional financial planner, you have an obligation to provide your clients with accurate information. You may own an office. You may make visits to client’s homes. These are all factors contributing to your need for business insurance. Having proper insurance coverage is essential. READ MORE >>

Auto insurance costs can be a hardship for some seniors. Those who have a fixed budget may struggle with these costs. Maintaining car insurance is still necessary if you continue to drive. It is financial protection, after all. However, there are options available to help reduce your costs. READ MORE >>

The stairs into and throughout your home can be dangerous. They are one of the most important areas of the home to keep safe. If someone falls in your home, your home's liability insurance may provide coverage. However, this only applies to visitors. In all cases, keeping your family safe is critical also. READ MORE >>

Tracking teen drivers is always essential. Many parents worry about handing their teen car keys. Can you trust them to make the right decisions? What will they do with this type of freedom? In some cases, you also need to protect your assets. This includes your vehicle. Some parents want to let technology help do this. READ MORE >>

When obtaining home insurance, provide detailed information to your insurance agent. You need to be sure the policy you purchase properly represents your home. Small mistakes can lead to big problems later on. At the end of the day, you must make sure your policy reflects the unique property. READ MORE >>

A smart driving assistant is a type of application that can help you with your driving habits. Several companies offer these tools. The goal is to provide you with information while on the road. These are not autonomous tools. That is, they do not operate the vehicle. Rather, they provide you with ways to stay safe on the road. READ MORE >>

Smoke can be a costly problem at properties. The source of it can range widely. It may stem from internal equipment. A fire can create significant smoke damage to a building. Most of the time, this is damage requiring repair. You should not operate in a space with significant smoke damage. READ MORE >>

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