So you just graduated and are ready to go out on your own. You've figured out your
rent and have your own car but now you need insurance. Where to begin?
Here's what you need to know…
First thing, you must have liability insurance. It's required by the state and pays medical bills up to the limits that you choose for if they are injured from an accident that it your fault and to fix the vehicle of anyone you might hit or to fix property that you might damage in an accident.
Liability coverage fixes the other person's car.
If you want your car to be covered then you'll need comprehensive and collision. This is
sometimes called "full coverage". It costs a little bit more but protects your vehicle.
You'll be required to have this if you are paying off a car loan.
Insurance policies are typically for six months. You can pay in full(discounted) or
make monthly installment payments.
You always want to make sure your insurance is paid on time. If not, you run the risk of
not being covered if you have an accident and receiving a no-insurance ticket (which
can get very expensive!)
If you are afraid you won't be able to pay on time, call us and let us review your policy
and discuss your options.
How can you lower your insurance cost? Having a good credit score, not getting into an
accident, and having regular insurance reviews will keep your cost manageable. Let
our agency work with you to create an affordable plan that will protect you while also
giving you the most bang for your buck. Being an independent agency we have the ability to shop many different companies to find you the best coverage at the best price.
Give us a call at (770)287-9900 to get started today!