January is not only the beginning of a new year, but also the official Financial Wellness Month.  It’s a great time to look over your family finances and see where you can improve.  Here are a few great places to start…

Get rid of debt.  Debt reduces your monthly income, costs you money in interest, and can make it harder to purchase a home.  Maybe 2016 will be the year that you get rid of it once and for all?  For great tips on where to start and how to create a debt payoff plan, check out books by Dave Ramsey or Suze Orman. 

Put more money in savings.  The easiest way to save money each month?  Put it on autopilot.  Set up an automatic transfer from your checking to your savings account on the day you get paid.  Or find out how you can save money tax free in a retirement account through your employer.  The less you have to think about it, the easier it will be to save!  

Get the right insurance.  You don’t want to skimp on insurance coverage, but you don’t have to overpay either!  Call us today to schedule a free no-obligation insurance review.  We’ll look at all of your needs and find you the best policy for the best price.